List of major Competitive Bank Exams

List of major Competitive Bank Exams

• IBPS Clerk
• IBPS PO
• SBI PO
• SBI Clerk
• IBPS SO

IBPS Clerk Exam

IBPS Clerk Exam 2018-19 Eligibility Criteria

Nationality: The first thing that determines the eligibility for this exam is the nationality of the candidate. An eligible candidate has to be one of the following:

• Indian citizen
• A subject of Bhutan
• A subject of Nepal
• A person from Pakistan, Uganda, Zambia, Malawi, Sri Lanka, Kenya, Burma or any other countries from East Africa, who is of Indian Origin and intends to settle down permanently in India.
• A refugee from Tibet, whose ancestors settled down in India, before 1962.

Age Criteria:The basic eligibility states that a candidate should be in between 20 years to 28 years from the opening date of registration. However, there are certain category of people who have been offered age relaxation. The following table will says it all.

Category	Relaxation allowed
OBC (from non-creamy layer)	3 years
People affected by 1984 riot	5 years
Persons domiciled in Jammu & Kashmir from 1980 to 1989	5 years
Employees of Union Carbide Factory, MP	5 years
SC / ST	5 years
Widows/ Women separated and not still single/ divorced women	9 years
Ex- Servicemen / Disabled	5 years / 8 years, subject to maximum age of 50 years

Education Qualification Criteria: Last, but not the least, there are certain qualifications which a candidate must possess before entering this examination. As the requirement of IBPS Clerk Exam, a candidate must hold a Graduation Degree/ Bachelor’s Degree from an institute which has been recognized by a Government Body.

IBPS Clerk Syllabus

IBPS Clerk Preliminary Exam Pattern

The IBPS Clerk Exam 2018-19 has been segregated into two tier system where a preliminary level exam is conducted followed by the main examination. A candidate has to first appear in the preliminary level and after crossing the first stage, the candidate will have to sit for the main examination. The basic intent of hosting this pattern is to eliminate the non-serious candidates.

IBPS Clerk Preliminary Examination Syllabus

The Preliminary Examination is the first step towards the IBPS Clerk Exam. The exam is extremely simple and tests the potential of a candidate at a very basic level. The duration of the exam is 60 minutes / 1 hour and includes questions on English Language, Reasoning and Numerical ability. An expanded note on this exam is given below:

Subject	No. of Questions	Maximum Marks
Reasoning	35	35
Numerical Ability	35	35
English Language	30	30
Total	100	100

A candidate is required to answer maximum number of questions correctly within a time frame of 60 minutes. This will be an online examination, hence, the window will automatically close after 60 minutes.

IBPS Clerk Main Examination Pattern

The candidates who have cleared the preliminary level will sit for the main examination. This exam is comparatively tougher and more encompassing. Students will require to show their brilliance here. The pattern of this examination is given below:

Subject	No. of Questions	Maximum Marks/Time
Reasoning	40	50- 30 Minutes
English	40	40 – 30 Minutes
Quantitative Aptitude	40	40 – 30 Minutes
General Awareness	40	50 – 25 Minutes
Computer	40	20 – 20 Minutes
Total	200	200 – 135 Minutes

So, as one can see, the exam includes more chapters and more questions. Hence, the examination has a duration of 120 minutes/ 2 hours. Candidates who have successfully cleared the exam will be called upon for the interview round.

Negative Marking for wrong answers

Preliminary and Main examination, both, will have negative markings. If a candidate has answered a question incorrectly, then 0.25 will be deducted from this overall score. Nevertheless, there is no negative marking or deduction where a question has been left unattended.

IBPS Clerk Main Exam Syllabus

The IBPS Clerk Examination 2016 has setup a two-tier system for scanning the best candidates from the country. The first examination is named as the Preliminary examination with a maximum score of 100 and the second examination is named as the Main Examination with a maximum score of 200. Candidates who have successfully cleared the Preliminary examination are eligible for Main examination. Negative marking applies to both examinations and will cost the candidate 0.25 for every wrong answer. Candidates who have cleared both the examinations will go to the next round, where the interview will be conducted.

First Section – Test of Reasoning

First section will be Logical Reasoning means the process of forming judgements, conclusions from premises or facts. The question in this section may be based on Verbal and Non-Verbal.
Verbal means classification, analogy, decision making, word formation, series, decoding & coding, blood relation, symbol & notation, statement & conclusion, sitting arrangement and problem solving.
Non-Verbal means series completion, finding any missing figure and classification.

Second Section – English Language

Second section of ‘IBPS exams 2015-2016 Syllabus for clerks CWE’ is English language. It is one of the most important languages because it is wider and useful in all over the world, so the managing committee wants to select only those candidates who are capable of understand English. The questions in this section may be asked from the topic is vocabulary means homonyms, synonyms, antonyms, sentence completion, word formation and the topic comprehension means deriving conclusion, theme detection, passage completion and the topic Rearrangement of passage, spelling, sentence and the topic grammar means set of rules active passive voice, indirect direct speech and the topic General usage means phrases and idioms.

Third Section – Numerical Ability, Quantitative Aptitude

Third section of ‘IBPS Exams Syllabus for clerks CWE’ is Quantitative Aptitude in this question will have five multiple-choice answers. The question in this selection may be based on two topics like as Arithmetic and Data Interpretation. Data Interpretation means bar graphs, pie charts, line graphs and tabulation. Arithmetic means roots, average, ratio, time & work, time & distance, percentage, profit & loss, mixture, stocks & shares, partnership, clocks, volume & surface area, height & distances, logarithms, permutation & combination, simple & compound interest, in equations & equations and probability.

Fourth Section – General Awareness

Fourth section for IBPS common test is General Awareness. These questions are not based on any specific study but related to current affairs. Definition of the current affairs is recent activity of India, and its neighbor countries like as sports, constitution, politics, history, banking, culture, geography, economy, techniques and Finance.

Fifth Section – Computer Knowledge, Computer Awareness

Last section of “IBPS exams 2018-19 Syllabus for clerks CWE” will be computer awareness means knowledge and ability to use computers. Questions are based on two topics like as hardware and software. The topics  will be covered in this section are MS Office, MS Word, MS Excel, MS Power Point, Windows, internet and how to operate well for official use. You can say that just basic knowledge of computers. The previous questions papers contains the following topics operating systems, computer networks, internet, E-commerce, the basic computer architecture, terminology, EFT systems, acronyms and MS Officer 2003, 2007 power point.

IBPS CWE VII Clerk Exam Pattern 2018-19

• Tier I – Preliminary Examination
• Tier II – Main Examination

IBPS will shortlist the candidates on the performance of Preliminary Examination.

• The final merit list will not contain the marks of preliminary examination.
• Only the final examination marks will consider for interview. (Interview has eliminated from the selection procedure)

IBPS Clerk VII Exam – Tier – I – Preliminary Online Exam 

1. English Language – 30 Questions – 30 marks
2. Numerical Ability – 35 Questions – 35 Marks
3. Reasoning Ability – 35 Questions – 35 Marks

Total 100 Questions – 100 Marks (Composite time of 1 Hour)

• The preliminary exam will conduct online.
• The candidates will use mouse to give their answers as the questions display on their computer screen.
• The marks obtain in preliminary exam will not consider for Final merit list. The marks will only consider to appear final examination.
• The duration of preliminary exam will be of 1 hour.

IBPS Clerk VII Exam – Tier –II – Final/Main Exam

Hence, IBPS has a completely dedicative Clerk exam pattern for candidates who aim to choose clerical job as their profession. The examination contains questions of 200 marks in total which is divided into five imperative sections. The five sections on which IBPS clerk examination focuses are Reasoning, English, Numerical Ability, General Awareness and Computer Knowledge.

1. Reasoning – 40 Questions – 50 Marks  – 30 Minutes
2. English Language – 40 Questions – 40 Marks – 30 Minutes
3. Quantitative Aptitude – 40 Questions – 50 Marks – 30 Minutes
4. General Awareness (Related to Banking Industry) – 40 Questions – 40 Marks – 25 Minutes
5. Computer Knowledge – 40 Questions – 20 Marks – 20 Minutes

Total – 200 Questions – 200 Marks – 135 Minutes

• The main exam will also conduct online.
• The candidates will use mouse to give their answers as the questions display on their computer screen.
• The marks obtain in final exam will consider to prepare merit list for final selection of the candidates.

The exam will be available in English and Hindi language.

IBPS Clerk Examination Center Rules

• The candidates must have valid call letters to enter the examination hall.
• The candidates must have Photo-identity proof in original.
• The candidates must have photocopy of photo-identity proof.
• The candidates should enter the examination hall on reporting time. After getting late of reporting time will not be permitted to take the examination.

Penalty for Wrong Answers

It should be noted that IBPS Clerk Exam III deducts certain marks as penalty every time a candidate’s answer is wrong. 0.25 marks are deducted from total score of the candidate with every wrong answer. There is no deduction for blank answers.

IBPS Clerk Exam 2018-19 Interview ( No Interview)

There is no interview as per the official notification of IBPS CWE Clerk Exam 2018-19. So there is final selection after main exam in provisional allotment in the month of April 2018.

The final provisional allotment will be declared in the month of April 2017.

IBPS PO Exam

IBPS PO VII Exam Pattern & Syllabus

Here you can find latest IBPS VII 2017 syllabus, selection procedure and examination pattern as per Common Written Examination VII notification.

The information given in the article is up to date. You can also download syllabus, examination structure and selection procedure in PDF also.

• IBPS PO VII 2017 Syllabus and Selection Procedure
• IBPS PO VII 2017 Examination Pattern

IBPS PO VII – Examination Pattern & Selection Procedure

According to latest notification IBPS PO/MT Exam 2017 will be conducted online. There are total three stages in IBPS PO VII examination pattern i.e. Preliminary Examination, Main Examination and Interview.




IBPS PO Preliminary Examination: The preliminary examination contain three papers having total of 100 marks. The total duration of the preliminary exam is of 1 hour.

Name of Papers	No. of Questions	Max Marks
English Language	30	30
Quantitative Aptitude	35	35
Reasoning	35	35
Total	100	100

IBPS PO Main Examination: The IBPS PO/MT main examination contain five subjects having total 200 marks. The total duration of the main exam is of 140 minutes.

Name of Papers	No. of Questions	Max Marks	Duration
Reasoning	50	50	40 Minutes
English Language	40	40	30 Minutes
Quantitative Aptitude	50	50	40 Minutes
General Awareness (Banking)	40	40	20 Minutes
Computer Knowledge	20	20	10 Minutes

Negative Marks: The penalty of 0.25 marks will be levied, if any wrong answer has been given. The candidates are advised that they must ensure about the correct answer while marking the answer. In other case if candidate does not attempt the question and left black it, no wrong penalty will be applicable.

Minimum Cut Off Marks: The candidates must score a minimum marks or score in each of the paper to apply for the vacancies in participating banks.

Interview: After getting the position in the list of shortlist of the candidates for IBPS PO/MT main exam the candidates will be called for the interview. The total marks for interview are 100. The marks should not be less than 40% to qualify the interview. The weightage ration of CWE Exam and interview should be 80:20.

IBPS PO Eligibility Criteria

As you all know IBPS has published official notification for CWE VII 2017 exam. Now, you need to know your eligibility criteria to apply for IBPS CWE VII exam 2017. You can also download complete eligibility criteria in PDF format also.

You will get here answers of all your queries like “Am I eligible for IBPS PO Exam 2017? What is the age limit and qualification for IBPS PO Exam 2017? Who can apply for IBPS PO vacancies?”. Here you will find changed and UptoDate eligibility criteria as per new official notification.

Nationality/Citizenship

• Indian Citizen
• Nepal Citizen
• Bhutan Citizen
• A refugee from Tibet
• Any person from Sri Lanka, Ethiopia, Zambia, Malawi, Kenya, Malawi, Burma, Uganda, Zaire, Kenya or Pakistan, who is of Indian origin and wishes to settle permanently in India.

Age Limit

It is obvious that every competitive exam has a certain age limit. The IBPS PO VII exam has set its age limit from 20 years to 30 years (as on 1-7-2017).

The candidates must born between 2nd July 1987 to 1st July 1997 (both dates inclusive).

Any candidate whose age falls under this bracket can apply for the IBPS PO VII Exam 2017. However, there are certain relaxation for the following people:

Category	Age Relaxation
People who were affected by riots in 1984	5 years
People who have faced ordinary domicile in Kashmir in between 1980 to 1989.	5 years
People who have been a part of military programs for a minimum of 5 years and have been released after completion of their job. (Does not include people who were terminated due to poor conduct.)	5 years
Disabled people	10 Years
SC / ST	5 years
OBC (belonging to non-creamy layer)	5 years

Qualification

The graduation degree is required as on 6th August 2017.

The candidates must have valid mark sheet/ degree certificate on 6th August 2017.

A Graduation Certificate/ Degree in any field, but the same has to come from a University or Institute which has been recognized by the Government of India.

IBPS SO Exam

IBPS SO ELIGIBLITY CRITIERA

The candidates who would like to apply for IBPS SO 2018 (SPL0VII) exam must possess the following eligibility criteria. Here you get the complete information about age limit and qualification.

1) Age Limit: The fixed age limit of IBPS SO Exam 2017 is between 20 to 30 years (as on 1st Nov, 2017).

Born between 2.11.1987 to 1.11.1997 (both dates includes)

The date from which age would be computed depend on the publication date of official advertisement by IBPS. However, there are certain relaxation given to people belonging to the following categories:

Category	Age Relaxation
OBC	3 years
Ex-Servicemen and people from Military background	5 years
Schedule Caste / Schedule Tribe	5 years
PwD (Person with Disability)	10 years

2) Education Qualification: Holding a key position requires a good educational background. Following are the minimum educational qualifications which a candidate should possess for IBPS SO Exam 2017. The date to determination qualification is 27th November 2017.

Category (Scale I)	Educational Qualification
Law Officer	LLB (Bachelor’s Degree in Law) with Registration as an Advocate with the Bar Council
Personnel Officer / HR	Graduation degree with a Post-Graduation degree  OR a Post-Graduate Diploma in HR
Marketing Officer	MBA or PGDM in Marketing
Agricultural Field Officer	Graduation in Agriculture/ Hoticulture/ Animal Husbandry/ Agri Marketing/ or any similar area.
Rajbhasha Adhikari	Post-Graduation degree in Hindi with a Graduation degree where English was a subject.
IT Officer	Engineering Degree in IT/ Computer Science/ Electronics or similar field OR Post-Graduation Degree in Electronics OR should have passed DOEACC ‘B’ Level

SBI Clerk Exam

SBI Clerk Eligibility Criteria

Nationality: The candidates should be an Indian citizen with valid address and identity proof. These will be required both during the application and during the interview and selection procedures. 

Age Limit: Maximum age for appearing in this examination is 28 years and minimum age is 20 years. Age relaxation is subject to government rules.

Age Relaxation

Category	Age Relaxation
ST/SC	5 Years
OBC	3 Years
General PWD	10 Years
ST/ SC PWD	15 Years
OBC PWD	13 Years
Candidates who are domicile of Kashmir Division of the State of Jammu and Kashmir from 1st Jan 1980 to 31stDec 1989	5 Years
Disabled and Retired Servicemen	3 Years for retired servicemen, 8 Years for ex-servicemen from ST/SC (Maximum age is 50 years)
Divorced Women, Widows and Separated and not married (Subject to judicial restrictions)	9 Years (In this case maximum age limit should be 38 Years (OBC), 35 years (General) and 40 Years (ST/SC)

Educational Qualifications: Recognised university graduates or candidates having equivalent qualifications affiliated by state or central government are eligible for applications. Final year graduates are also eligible provided they pass their final exams and produce proof during the time of interview.

Computer Literacy: Applicants need to be computer literate and computer training certificates will be an added advantage. Basic knowledge such as knowledge in MS Office, Internet, etc., will serve as a boon.

Language: Candidates should be proficient in English as well as Local language where the candidate has applied. No allowance is applicable in such respect.

SBI Clerk Exam Pattern

Phase 1: Preliminary Examination: The online examination will be of total 100 marks and the duration of the test will be one hour. The objective-type questions are divided into three sections according to marks and questions and are as follows:

Test Name	No. of Questions	Marks	Duration
English Language	30	30	20 Minutes
Numerical Ability	35	35	20 Minutes
Reasoning Ability	35	35	20 Minutes
Total	100	100	1 Hour

Phase 2: Main Exam: Candidates who found success in the preliminary online test and fulfill all eligibility criteria will be invited for main examination. The following is the complete detail about number of questions, marks and duration of main exam.

Test Name	No. of Questions	Marks	Duration
General/Financial Awareness	50	50	35 Minutes
General English	40	40	35 Minutes
Reasoning Ability & Computer Aptitude	50	60	45 Minutes
Total	190	200	2  Hours 40 Minutes

SBI Clerk Syllabus

The syllabus of SBI clerk examination is divided into 5 sections which will test the knowledge and ability of the appearing candidates. These five sections are:

1. Logical Reasoning
2. Quantitative Aptitude
3. General Awareness
4. English Language
5. Basic computer knowledge

Quantitative Aptitude: This section will consist of 50 questions testing the speed and calculation skills of candidates. Topics covered under this section are:

• Simplifications: An important topic, with more than 50 percent of the questions coming from this area.
• HCF and LCM
• Profit and Loss
• Speed and Distance
• Ratio and Proportion
• Partnership
• Number Series
• Time and Distance
• Mixture and Allegation
• Time and Work
• Compound Interest
• Simple Interest
• Basic Permutation and Combination
• Mensuration
• Basics of Probability
• Basics of Data Interpretation

Reasoning Ability: Logical skills of candidates will be tested in this section. Topics to study include:

• Verbal Reasoning: Series Completion, Ranking test, Classification, Word Formation, Analogy, Directions, Series, Coding and Decoding, Alphabets, Statement and conclusion and Blood Relations.
• Non-verbal Reasoning: This section will contain basic-level picture questions. The chapters are Classification, Series, Missing Figure and Analogy.

General Awareness: General Awareness will include current affairs and current events. It will cover people making headlines, technology and science, important dates, current events, sports, economy, politics, places with major events, railway and general budget 2016, sports and assembly elections.

English: Similar to SSC and IBPS examinations, the section will cover topics as follows:

• Basic reading comprehension
• Sentence Correction
• Common Errors
• Filling Blanks
• Sentence Improvement
• Paragraph Rearrangement
• Synonyms and Antonyms
• Word Substitution

Computer Skills: Questions will be on basic computer skills and covering topics are computer terminologies, software and hardware basics, computer parts, computer usage, MS Office, internet and operating system.

SBI PO Exam

SBI PO Exam Structure

Phase – I – Preliminary Examination – 100 Marks – Composite Time 1 Hour

• English – 30 Questions – 30 Marks
• Quantitative Aptitude – 35 Questions – 35 Marks
• Reasoning Ability – 35 Questions – 35 Marks

Phase – II – Main Examination

The exam is divided into sections, namely, objective type and descriptive type. The Objective type section consists of MCQs will gives the candidates a chance to select the right answer from the given options. On the other hand, descriptive-type consists of writing for the given questions. Given below is the marks distribution.

(i) Objective Test -200 Marks – 3 hours

• Reasoning & Computer Aptitude – 45 Questions – 60 Marks – 60 Minutes
• Data Analysis & Interpretation – 35 Questions – 60 Marks – 45 Minutes
• General/Economy/Banking Awareness – 40 Questions – 40 Marks – 35 Minutes
• English Language – 35 Questions – 40 Marks – 40 Minutes

(ii) Descriptive Test – 50 Marks – 30 Minutes – Test of English Language (Letter Writing & Essay)

Phase – III – Group Discussion (20 Marks) & Interview (30 Marks)

Syllabus for SBI PO Objective-type Exam

The syllabus for SBI PO Preliminary Exam 2018 is huge, but that doesn’t mean that it is impossible to pass it. With a little precision and knowledge, a candidate can easily clear the first level of the exam. Mentioned below is the section wise syllabus.

1)     Reasoning

Reasoning is one of the most scoring sections of this exam. Though the syllabus for reasoning includes a number of chapters, it wouldn’t take much time in understanding the chapters and solving the respective problem. Sections such as Input-Output, Seating & Arrangement, Coding- Decoding are very scoring as the level of questions are easy. Here are some chapters under reasoning which are important from the perspective of the exam-

Number Series	Data Sufficiency	Seating & Arrangements	Blood Relation
Input-Ouput	Coding-Decoding	Logical Reasoning	Puzzle
Order and Ranking	Passage- Conclusion	Judgements	Syllogism

2)     Data Analysis & Interpretation

The section is all about making fast calculations. This section includes arithmetic and data interpretation, both and challenges the candidates in terms of their basic knowledge. The syllabus for this exam is given below:

Data Intrepretation	Graph	Probability	Pie Charts
Line Graph	Data set	Tables	Percentage

3)     English Language

If you want to stand out with an exceptional score, then this is the area to target. The English Language section is very scoring provided your vocabulary is strong. As a candidate, you are required to focus on the following:

Comprehension	Prepositions	Cloze Test	Error Spotting
Antonyms	Synonyms	Sentence re-arrangement	Para-jumbles

4) General Awareness

This is a very competitive section which includes questions on the following areas.

Indian Banking	Indian Economy	Budget	UN Headquarters
Book-author	Sport-Personality	Computers	Marketing

SBI PO Syllabus – Descriptive-type

After having given the objective-type exam, the candidates are required to appear for a Descriptive-Type exam where they are asked to handle questions by typing the answers on the keyboard. The syllabus for this examination includes the following areas:

Reading Comprehension	Essay Writing	Paragraph Writing
Letter Writing	Precise Writing

A candidate who has successfully passed both the exam will move on to the next level, that is, the interview. It should be noted that a candidate who hasn’t received any call letter for the interview round is deemed to have been eliminated.

SBI PO Pre & Main Examination Pattern

There are two levels of examination which a candidate has to clear, namely, preliminary examination and main examination.

1. Phase-I: Preliminary Examination

The Preliminary SBI PO Exam Pattern 2018 is the first obstacle for the candidates who wish to be a part of the SBI Group. This exam will be based on checking the basic concepts of the candidates and will have a duration of sixty-minute (60 minutes) examination. Within this period, a candidate is required to answer questions from English Language, Reasoning and Quantitative Aptitude. Maximum available marks is 100.

Subject	No. of Questions	Maximum Marks
Reasoning	35	35
Quantitative Aptitude	35	35
English Language	30	30
Total	100	100

2. Phase- II: Main Examination

The candidates who have successfully cleared the preliminary level will sit for the main examination which compromises of two sections. The first section is an objective type section where candidates would be required to choose the correct answer and the second section is a descriptive test where candidates are required to type the answers on the computer. The marks distribution for this exam is:

• Objective Test – 200 marks
• Descriptive Test- 50 marks

Objective Test – Candidates would be given (3 hours) to solve this section and they would be asked questions from the following sections:

(i) Objective Test -200 Marks – 3 hours

• Reasoning & Computer Aptitude – 45 Questions – 60 Marks – 60 Minutes
• Data Analysis & Interpretation – 35 Questions – 60 Marks – 45 Minutes
• General/Economy/Banking Awareness – 40 Questions – 40 Marks – 35 Minutes
• English Language – 35 Questions – 40 Marks – 40 Minutes

(ii) Descriptive Test – 50 Marks – 30 Minutes – Test of English Language (Letter Writing & Essay)

Descriptive Test– As soon as the objective section is complete, candidates are required to appear for the the descriptive test where they are required to type the answer on the computer itself. The exam consists of 50 marks and candidates are given 30 minutes to solve the same. This test includes questions from English Language where the candidates are either asked to write a letter/ essay.

Negative Marking/Penalty for Wrong Answers in Preliminary & Main Examination – Each question for which a wrong answer has been given by the candidates, one -fourth of the marks assigned to that question will be deducted as penalty. There is no penalty for blank answer.

3. Phase-III: Group Discussion (20 Marks) & Interview (30 Marks)

The aggregate marks of the candidates will be arranged in descending order in each category. The bank will qualify marks decide later in Group Discussion & Interview.

4. Final Selection

The candidates note here that only marks obtained in phase II i.e. objective test and practice test will be considered to prepare final merit list.

Phase II and Phase III qualifying marks are mandatory separately. The final merit list is arrived at after aggregating converted marks of written test and group discussion and interview.

SBI PO Eligibility Criteria

Academic Qualifications

The candidates appearing in the SBI PO exams must be a graduate in any subject/discipline and should be from an accredited/recognised university. Candidates appearing in their final year examinations are provisionally eligible to apply provided if they are selected for interview, the candidates need to submit pass proof (evidence that they have passed final examination). Those candidates having dual degree certificates (IDD) need to make sure that they have passed the final examinations as per the bank rules. 

Age Limit

candidates should not be less than 21 years and should not be more than 30 years of age. The upper age limit relaxation will available for candidates from underprivileged categories.

Serial Number	Category	Age Relaxation
1.	Scheduled Tribe/ Scheduled Cast	Five years
2.	OBC (Other Backward Class or non-creamy layer)	Three Years
3.	PWD (Person With Disability)	PWD (ST/SC)- Fifteen Years, PWD (Gen)- Ten Years, PWD (OBC)- Thirteen Years
4.	Ex-servicemen or Commissioned Officers such as Emergency Commissioned Officer (ECO) or Short-service Commissioned Officer (SSCO) having rendered minimum 5 years of military services as well as released after assignment completion (Also includes those officers whose assignments are yet to be finished within a year from application’s last date), also includes officers who have been discharged or dismissed in relation to misconduct or due to inefficiency or physical disability	Five Years
5.	People who are domiciled in Jammu and Kashmir’s Kashmir division from till 31st December 1989 from 1st January 1980	Five years